Our Offer
Offer on an office building in Los Angeles in the Downtown metropolitan area facilitated by our in house investors
Our Offer
Loan on a purchase of land and development project in Long Beach, California for $33 Million
Our Offer
Offer on a Multi-unit shopping center in the Arizona area with a price tag of $48 Million
About Us

H.I.S. Loans and Real Estate Company is a full service Mortgage Loan Brokerage. We offers a wide array of loan programs to satisfy your financing requirements with the best terms available on the market! 
Our financing resources are the most extensive in the industry, ensuring that you are getting whatever you need, whenever you need in loan terms for your property.

We believe that when choosing a loan program, you need a solid understanding of your investment goals. At H.I.S., our loan advisers are always available to assist you with your particular financing need to ensure you are getting the best and most updated loan available. 

Our experienced loan officers will offer you many choices when it comes to your specific needs . 

For example, we can often show you how to avoid having to pay for private mortgage insurance (PMI) when financing more than 80% of your home's value. We can also structure "jumbo" financing with lower rate Fannie Mae (FNMA) loans to avoid the higher rate that comes with jumbo loans (loans higher than the federally mandated Fannie Mae limit). In addition, where appropriate, we can show you how to get the greatest benefit out of a debt consolidation loan.

Our loan officers can discuss the pros and cons of a 30-year fixed rate loan versus a less expensive 30-year loan that has a fixed rate for the first two, three, five or seven years. (Helpful hint: the longer the fixed rate period of a loan, the more costly it is, so don't take a fixed rate period for longer than you reasonably need).

A majority of our customers are what is known in the mortgage business as "sub-prime" borrowers. This does not mean that they are bad people. It means that they have had some credit problems due to circumstances beyond their control. H.I.S. Loans has lending relationships with more than thirty lenders that make loans to people who cannot qualify for Fannie Mae conforming loans. This means that if you cannot qualify for a conforming loan, we may still be able to provide you with a 30-year fixed rate loan that is less than 6%

H.I.S. does not charge "up-front" fees and we always confirm the interest rate, total closing costs, monthly payments and the entire loan structure in writing before we go forward with your loan.

For more information, call us today at (818) 932-1900 or apply now online

 

 

 

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